New loan and mortgage lenders coming to the market with better LTV rates.

I've been having an interesting conversation with David Allan at secured loan brokers Lending Expert.co.uk. We've been discussing the mortgage and secured loans market and how as more and more lenders are starting to come back and lend again, how we'll see the higher LTV - loan to value products come back together with more attractive interest rates and competition heats up.

It' the 95% mortgage products, in my opinion that will really boost the housing market and will make it possible for 1st time buyers to get on the housing ladder. This in turn will then have a knock on affect for everyone else looking to buy and sell their homes.

David said that the secured loans market has seen a real boost in 2003. More lenders have entered the market and better rates at higher LTV's are available for those with a good credit rating.

We were both in agreement that things have started to pick up for both those looking to buy and those needing to sell. This should in turn have a positive impact on the economy and hopefully we'll start to see an end of the recession going into 2014.

Welcome from Susan

This is the first (I hope of many) blog posts here on my new personal blog page. My name is Susan Jones and I go by "Ask Susan". I am a property buyer by trade based in Cheshire but I can purchase houses all over the county.  This means I either buy property via my website or help people to sell their homes as quickly as possible through my network of group buyers.

I've been in this type of business for some 10 years or so now and have built up quite a large network of buyers and investors who are looking to purchase property. I use this network and my own cash funds to buy from those who need a really fast house sale.

We help all types of people, from those who just need a simple and fast sale - say within 7 days or so, and those who have financial problems, mortgage arrears and are in the process of being repossessed by their bank or mortgage lender! If you can sell your house quick enough to pay off your arrears then you can avoid repossession all together - and keep your credit file in good order too.

We have access to genuine cash funds

OK, so thats a bit about me and what I do in business....